For Subcontractors · North San Diego County

Your Cert Lapsed.
Your Crew Got Pulled.
And You Still Have to Make Payroll.

COI deadlines. Late payments. Disputed change orders. Three problems bleeding your cash flow. CBAD fixes all three. Whether it’s you or your office manager handling the paperwork — we handle the setup. You get your time back.

Get Your Free Analysis — (760) 845-1298 Watch the Demo →
70%
of COIs hitting a GC’s desk are non-compliant
Source: myCOI Platform Data
$280B
in construction payments delayed in 2024
Source: Rabbet 2024 Construction Payments Report
82%
of contractors wait 30+ days to get paid
Source: BuildLedger 2025
56%
of subs turned down work due to cash flow risk
Source: PYMNTS / AmEx Breaking Ground 2025
The Real Problem
This Isn’t a Paperwork Problem.
It’s a Time and Money Problem.

“70% of COIs coming across a GC’s desk are non-compliant. It takes an average of 3 follow-ups to fix a single certificate — and 30% are still non-compliant after corrections.”

  • ◆Your cert expires on a Friday. The GC pulls your crew Monday morning. You lose a week of billing.
  • ◆You turned down a job last year because you couldn’t afford to float the materials while waiting to get paid.
  • ◆Your GC emails a COI request at 4pm Friday. You spend your weekend tracking down your broker.
  • ◆Your compliance docs are outdated. The GC rejects your pay application. You wait another 30 days.
  • ◆A GC disputes your change order. You have no documentation. You eat the cost.
  • ◆You’re working for 6 different GCs. Every one wants a different COI format on a different deadline.
Three Problems · One System
Three Data Problems
Every Sub Faces.
We Fix All Three.

Works with the systems you already use. Nothing to replace.

01
COI Compliance

Your Cert Expires.
The GC Pulls You Off the Job.

One lapsed cert yanks your crew off a $500K job without warning. CBAD builds a verified compliance profile that auto-responds to every GC COI request, in every format, before the deadline.

✓No more chasing your broker every time a GC calls
✓One Profile. Every GC. Zero Chaos.
✓Compliance gaps flagged before they cost you a contract
◆ What a Lapsed Cert Costs You
$25K – $300K
Work stoppage · Lost contract · Audit penalties · Legal fees · Premium spikes
02
Payment Protection

Your GC Is Holding Your Check.
Here’s Their Excuse.

Expired or missing compliance docs give your GC all the cover they need to reject your pay app. Full stop. CBAD ties your verified compliance profile directly to your payment documentation.

✓Verified compliance profile linked to payment applications
✓Documentation that removes every GC objection to payment
✓Stop floating 75 cents of every dollar you earn
◆ The Payment Problem in Numbers
$280 Billion
Delayed in 2024 · 90-day average payment cycle · 56% of subs turned down work
03
Dispute Elimination

Proof Beats Arguments
Every Single Time.

GC disputes your change order. No photos, no timestamps, no proof. You eat it. CBAD integrates timestamped site photos and drone footage directly into your change order workflow.

✓Timestamped site photos & drone footage delivered to you, tied to billing
✓Change order documentation that holds up in any dispute
✓FAA-licensed pilots on staff — we fly the site if you need it
◆ Annual Revenue Left on the Table
$150K – $1M+
Unbilled change orders · Undocumented scope creep · 3–8% of revenue lost per job
71%
Reduction in compliance problems for contractors who automate COI tracking. Most of your competitors haven’t done it yet.
Source: myCOI Platform Research
3×
Average follow-ups required to fix a single non-compliant COI manually. CBAD eliminates every one of them with one automated profile.
Source: myCOI Compliance Data
75%
of subs are fronting material costs out of their own cash while waiting to get paid. You are financing your GC’s project.
Source: Rabbet 2024 Construction Payments Report
How It Works
Simple. Fast. Nothing to Replace.

Works alongside the email, Excel, and systems you already use.

📋

1. We Review Your Data

We audit your COI status across every GC you work for. Every gap identified before it becomes a problem.

⚡

2. We Build Your Profile

One 60-minute session. We need your current certs and a list of your GCs. That’s it. One verified compliance profile auto-responds to every COI request in any format. You never touch it again.

📸

3. We Document Your Sites

Timestamped photos, drone footage, and inspection records tied directly to your jobs — on request, when you need it. Work documented. Work billed.

💰

4. You Get Paid Faster

Compliant. Documented. Paid on time. That’s what the other side of this looks like.

Who We Serve
North San Diego County
Subcontractors & Trade Contractors

Doing $500K+ annually. Working 2+ GCs. Managing compliance manually. Sound familiar?

👷 Concrete
⚡ Electrical
💧 Plumbing
🏠 Framing
🔧 HVAC
🏗 Roofing
🌳 Landscaping
⚙ Mechanical
See It In Action
Watch CBAD Find $2M in
Payment Risk in Under 60 Seconds

Not Actual Data — For Demo Purposes Only.

Find Out What Your
Compliance Gaps Are Costing You.

One phone call. We’ll tell you exactly where your exposure is and what it’s costing you right now. And find out how much time you get back. No software to buy.

(760) 845-1298
CBAD DATA Engineering · North San Diego County

One call. We handle the setup. You get your time back.

Call Now — It’s Free
Referral Program
Know Another Sub
Drowning in Paperwork?

Send them our way. You earn 20% of every dollar we collect. No limit. No expiration.

Call to Refer a Sub — (760) 845-1298